Sources says that, current status of financial inclusion at a country-wide level is 32% of the urban population has bank accounts, as opposed to only 18 % in rural areas. Aadhaar-based financial inclusion can help banks and local officials meet their financial inclusion targets.
Handheld terminal Financial Inclusion can make delivery of banking services at affordable costs to vast sections of disadvantaged and low income groups including households, enterprises and others weaker sections of society.
- remittance Facilities etc.
Handheld terminal Financial Inclusion is getting attention of people in these days ,as you are aware, along with the issue of Aadhaar numbers to the residents in India, UIDAI plans to further the goal of financial inclusion in the country by linking bank accounts for every resident along with the issue of Aadhaar number.
The Aadhaar linked bank account and the Aadhaar-linked micropayments architecture using handheld micro-ATMs will be used to setup an architecture that enables low value transactions at very low cost. The social welfare payments would flow to these accounts, fund transfer process will become cheaper and numerous other applications like mobile top up etc. can be done with ease at rural level.
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